Terms of Service

Last updated: 29.09.2025

1) About us

This website is operated by IMT Financial Limited (trading as IMT Mortgages), Company No. 11660257, authorised and regulated by the FCA (No. 926461).

2) Use of this website

By using this site, you agree to these Terms. If you disagree, please do not use the site. We reserve the right to update these Terms at any time by posting a revised version.

3) Information only – not advice

Content on this site is general information. It is not personal financial advice. Any mortgage or finance decision should be based on a personalised recommendation and your own circumstances.

4) Eligibility

This site is intended for UK residents aged 18+.

5) Accuracy

We aim to keep information accurate and up to date, but we do not guarantee it. Products, rates, and criteria can change without notice.

6) No client relationship from browsing

Contacting us or using the site does not, by itself, create a client relationship. We will confirm the terms of engagement separately before providing regulated advice.

7) Intellectual property

All trademarks, logos, text, graphics, and software on the site are owned by us or licensed to us. You may not reproduce or reuse content without permission.

8) Acceptable use

Do not misuse the site (e.g., introduce malware, attempt unauthorised access, scrape content, or use the site for unlawful purposes).

9) Third-party links

We may link to third-party sites. We are not responsible for their content or availability.

10) Limitation of liability

To the fullest extent permitted by law, we exclude liability for loss or damage arising from your use of the site. Nothing in these Terms limits liability for fraud or death/personal injury caused by negligence.

11) Complaints

If you wish to complain, please contact imt.financial7@gmail.com and we will acknowledge and investigate in line with our complaints policy (see FCA Information page).

12) Governing law

These Terms are governed by the laws of England and Wales, and the courts of England and Wales shall have exclusive jurisdiction.

Contact:
imt.financial7@gmail.com