FCA Information & Disclosure

About us

IMT Mortgages is a trading name of IMT Financial Limited (Company No.11660257). IMT Financial Limited is authorised and regulated by the FinancialConduct Authority (FCA No. 926461).

Scope of services

We arrange and advise on:

● Commercial and semi-commercial mortgages
● Bridging finance and short-term property loans
● Buy-to-let (incl. HMO, portfolio, ltd company)
● Residential mortgages (advised/non-advised as applicable)
● Protection (e.g., life & critical illness cover)

Our status

We are an independent intermediary/broker. We work with a range of lenders and providers to source suitable solutions. Full details of our lender panel are available on request.

Disclosure of fees

We may charge a broker fee and/or receive commission from the lender/provider. We will disclose any fees/commissions in writing before you proceed.

Add your exact fee wording here (e.g., “A broker fee of up to £X is payable onoffer/completion; this will be agreed with you in advance.”)

Your information & privacy

We handle your personal data in line with UK GDPR. Please see our Privacy Policy for full details.

Treating Customers Fairly (TCF)

We are committed to FCA’s TCF principles: giving clear information, suitable advice (where provided), and fair outcomes.

Vulnerable customers

If you need extra support, please tell us. We’ll adapt our service, communications, and timelines where appropriate.

Conflicts of interest

We maintain procedures to identify and manage conflicts. If a conflict arises that
cannot be mitigated, we will disclose it to you.

Complaints

If you are unhappy with our service, please contact imt.financial7@gmail.com. We will acknowledge your complaint promptly and aim to resolve it within 8 weeks. If you are not satisfied, you may be able to refer to the Financial Ombudsman

Service (FOS):

● Website: financial-ombudsman.org.uk
● Tel: 0800 023 4567

Financial Services Register

You can verify our regulatory status by searching the FCA Register for IMT Financial Limited (FRN 926461).

Financial promotions

Any promotions on this website are intended for UK residents and are approved/issued in accordance with FCA rules.

Risk warnings

A mortgage or loan secured against your property may be repossessed if you do not keep up repayments. Bridging finance and some commercial products may not be regulated by the FCA